Equipment Loans
Borrow, make fixed payments, own the robot. 0-20% down, 36-72 months. Rates 6-15%.
Financing program
Industrial robots cost $30,000-$200,000+ per unit new depending on payload, reach, and application. Spread the cost with equipment financing. Decisions in 24-48 hours for qualified applications. Welding, assembly, material handling nationwide.
Yes. Industrial robots and automation cells finance over 36–72 months at 600+ credit with 0–20% down. Collaborative robots run $25K–$50K, mid-payload arms $50K–$100K, and heavy or multi-robot cells $100K–$200K. An $80,000 robot at 8% over 60 months is roughly $1,620/month. Integration is often the larger line item, and it can be financed with the hardware.
Industrial robots automate welding, assembly, material handling, painting, and inspection. Cobots cost $25K-$50K; articulated robots $50K-$200K+. The complete system—robot, controller, tooling, programming—adds 20-50% or more. Paying cash ties up capital you need for integration and operations.
Lenders assess manufacturing ROI and integration timelines. Fanuc, ABB, Kuka, Yaskawa, and Universal Robots hold value. Used robots 3-5 years old are commonly financed. Apply now. See manufacturing business financing.
Programmable machines that automate welding, assembly, material handling, painting, inspection. Articulated robots have multiple joints. Cobots work alongside humans. Payload and reach determine capabilities. Brands like Fanuc, ABB, Kuka, Yaskawa, Universal Robots are common.
Lenders assess manufacturing ROI and integration timelines. Fanuc, ABB, KUKA dominate. Used robots 3-5 years old financed; controller and reach affect value. Manufacturing equipment financing. Approval timelines 1-5 days.
Use working capital for operations; equipment financing for robots.
Borrow, make fixed payments, own the robot. 0-20% down, 36-72 months. Rates 6-15%.
Lower payments. Upgrade as technology evolves. Loan vs lease.
Longer terms, lower down. 30-60+ days approval. View SBA.
New: Cobots $25K-$50K. Articulated 6-20 kg $50K-$100K. Larger 50-200+ kg $100K-$200K+. System adds 20-50%. Used: 25-45% less. 5-year-old welding robot $40K-$80K. Financing used equipment.
Rates 6-15%. Terms 36-72 months. $80,000 robot at 8% over 60 months — $1,620/month. Down payment varies.
| Requirement | Typical Range |
|---|---|
| Credit score | 600+ (680+ best) |
| Down payment | 0-20% |
| Time in business | 1-2+ years |
| Revenue | Proof of income |
| Equipment quote | Written quote |
3-6 months bank statements, tax returns, P&L, equipment quote, business documents.
When you have a clear need, written quote, and financials. Apply before you need the robot. Axiant Partners matches manufacturers with lenders.
Preserves working capital. Tax benefits—Section 179, bonus depreciation, lease as operating expense.
Before applying for Industrial Robots financing, clarify your needs: capacity, throughput, and how the equipment fits your workflow. Get written quotes from reputable dealers or integrators. Compare new vs used—many lenders finance used equipment when condition is documented. Consider bundling with related equipment for larger deals that may secure better terms. Plan for installation lead times and training. Use our financing calculator to estimate payments.
Gather these before applying: 3-6 months of business bank statements; prior-year tax returns; current-year P&L; a detailed equipment quote with specs and pricing; business formation documents (LLC, Corp); and proof of time in business. Multi-location or franchise operations may need additional documentation. Complete applications receive faster decisions—typically 24-48 hours for equipment financing. What lenders look at.
Industrial Robots typically qualifies for Section 179 (deduct full purchase price in year of purchase, subject to limits) and bonus depreciation. Lease payments are usually fully deductible as operating expenses. These benefits can significantly reduce the net cost of financing—consult your CPA for your situation.
1-5 days. Quote & apply ? Match ? Review ? Funding.
01
Written quote. One application.
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Programs fit your robot purchase.
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24-48 hr for many.
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Sign. Funds to seller.
One application, we match you with lenders.
Yes. Many lenders finance used robots 7-10 years old. Hours, condition, payload, brand affect approval.
600+ typical. 680+ best rates. 580+ possible when revenue strong.
Price and condition matter more than application.
1-5 days equipment. SBA 30-60+ days.
Leasing: lower payments, upgrade flexibility. Buying: equity for long-term use.
Applications reviewed the same day. We match manufacturers with lenders for industrial robot and automation financing.