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Injection molding machines produce plastic parts for automotive, medical, consumer, and industrial applications. Machines run $50,000–$1,000,000+; injection molding equipment financing lets molders add capacity without paying cash. This guide covers costs, financing options, and whether molds can be included. See robotics financing. Get matched with lenders who finance injection molding equipment.
Why Molders Finance Injection Molding Machines
Injection molding machines are high-capital assets. Financing spreads the cost over 60–84 months. Leasing is common for equipment refresh. See equipment financing by type.
Injection Molding Machine Costs
Machines run roughly $50,000–$1,000,000+ depending on clamp tonnage. Small (50–100 ton) $50K–$150K; mid-size (200–500 ton) $150K–$400K; large (500+ ton) $400K–$1M+. Get a written quote. See equipment financing requirements.
Financing Options: Loans vs Leases
Equipment loans spread the cost; you own at payoff. Leases often have lower payments. Molders often lease. See equipment loan vs lease. Use our calculator.
Including Molds in Financing
Some lenders allow molds to be bundled with the machine; others finance the press only. Molds can add $10,000–$100,000+ per tool. Discuss with your lender and supplier. Molds with clear specifications and resale value may be easier to finance. Document what's included in your quote. See what lenders look at.
Credit and Down Payment Requirements
Most lenders look for 600+ FICO; 680+ qualifies for the best rates. Injection molding machines are substantial collateral; molder revenue and contracts improve approval. Down payments: 0–20% depending on credit and ticket size. See credit score for equipment financing and down payment requirements.
Documentation and Approval Timeline
Gather: equipment quote (make, model, tonnage), 3–6 months bank statements, tax returns, P&L, formation documents. Many lenders approve within 24–48 hours for standard transactions. Larger tickets ($500K+) may require additional underwriting. See approval timeline. Get matched with lenders who finance injection molding equipment.
Frequently Asked Questions
How much does an injection molding machine cost?
Machines run $50,000–$1,000,000+ depending on clamp tonnage. Small $50K–$150K; large $400K–$1M+.
Can I finance injection molding equipment?
Yes. Equipment lenders routinely finance injection molding machines. Credit 600+, typical approval in 24–48 hours.
Lease or buy injection molding equipment?
Leasing is popular—lower payments, preserve capital. Molders often lease.
What credit score do I need for injection molding financing?
Most lenders look for 600+ FICO. Manufacturing revenue improves approval.
Does injection molding financing include molds?
Some lenders allow molds to be bundled; others finance the press only. Discuss with your lender.