Workover & Well Service Rig Financing

Finance a workover rig, well service rig, or mobile drilling rig — new or used — with terms built around the equipment and the revenue it earns.

  • Workover, well service, drilling & pulling units financed
  • New and used rigs — asset-based approvals
  • Fast decisions, often within a day or two
  • Owner-operators and established fleets welcome

Prefer to talk? Call (561) 268-0465

Quick Answer: What Workover Rig Financing Is

Workover rig financing is equipment financing used to buy a mobile workover rig, well service rig, or drilling rig without paying the full price up front. The rig itself secures the deal, so approval leans on the value of the equipment and your business's cash flow rather than a big cash outlay. You get the rig working on wells now and pay for it over the time it earns — new or used, one unit or a fleet.

  • Covers the whole rig class — workover, well service, pulling units, and mobile drilling rigs
  • New & used — asset-based, with revenue-based options too
  • Fast — approvals often within a day or two of a quote
  • Next step: apply once to get matched, or browse rigs for sale

Rigs We Finance

If it services, completes, or drills a well and it's built to move between locations, it's the kind of unit we finance every day.

Workover Rigs

Truck-mounted rigs that pull rods and tubing, swap pumps, and handle well intervention on producing wells. The workhorses of the service fleet — and the most common rig we finance.

Well Service Rigs

Single- and double-drum service rigs for routine maintenance, completions, and remedial work. Financing scales from a single-truck unit to a full spread.

Mobile Drilling Rigs

Larger truck- or trailer-mounted rigs rated to drill several thousand feet. Bigger tickets, structured over a longer term to match the earning life of the rig.

Pulling Units & Pipe Handling

Pulling units and pipe-handling equipment that keep a service crew moving. Smaller units can often be approved quickly on straightforward terms.

How Rig Financing Works

01

Pick the Rig

Have a quote from a manufacturer or a used unit in mind? Bring the invoice. Still looking? Browse workover and well service rigs we can finance.

02

Apply Once

One short application gets you matched. We look at the rig, your time in business, and cash flow — not just a credit score.

03

Get Approved Fast

Because the rig secures the deal, approvals often come within a day or two. You'll see the terms plainly before you commit to anything.

04

Put the Rig to Work

Funds go to the seller, the rig heads to the field, and you pay it down over the revenue it earns location to location.

Why Operators Finance a Rig Instead of Paying Cash

  • Capital stays in the field. A rig is a big check. Financing keeps your cash free for crews, fuel, insurance, and mobilization instead of locking it into one asset.
  • The rig pays for itself. A workover rig earns day rate from day one. Structuring payments over its service life lines the cost up with the revenue.
  • Add capacity on demand. When a customer commits to more wells, financing lets you put another unit to work without waiting to save up for it.
  • Asset-based, not credit-gated. Because the equipment carries the deal, a shorter track record or rebuilding credit doesn't automatically shut the door.
  • Straight talk on the numbers. We show you the rate, term, and payment before you sign. Approval and terms are never guaranteed, and we'll tell you plainly if a deal doesn't make sense.

New, Used, Owner-Operators & Fleets

Rig financing isn't one-size-fits-all, and the right structure depends on what you're buying and where your business is.

New rigs from a manufacturer are the most straightforward to finance — there's a clean invoice, known specs, and a warranty behind the unit. Used rigs are financeable too; the year, hours, mast condition, and recertification history shape the terms, but a well-kept used rig is often how operators add a unit without a new-build lead time.

Owner-operators buying their first rig and established fleets expanding a spread are both fundable. New operators may see more weight on the equipment and a down payment; seasoned companies with strong deposits can often move on cash flow alone. If a down payment is the only thing standing between you and an approval, ask about down payment assistance to bridge it.

Financing Service King Rigs

Axiant partners with Service King Manufacturing, the Oklahoma builder of the SK series of mobile workover, well service, and drilling rigs. Every rig in the lineup — from the single-truck SK 175 up to the 500,000-lb-mast SK 1100, plus the electric SK 675 ET and the Pipe Buddy pipe handler — can be financed through Axiant, new or used.

The way it works is simple: choose your rig on our Service King rigs for sale page, request a quote from Service King, then bring it to us and apply once to get matched with financing. You keep your capital working; the rig gets to the wellsite.

What Shapes Your Rig Financing Terms

Two operators can buy the same rig and get different terms. A few things move the numbers, and knowing them up front helps you come in ready:

  • The rig itself. New versus used, the make and mast rating, hours, and mast/derrick recertification status. A recently recertified rig with clean records supports stronger terms because the collateral is easy to value.
  • Time in business. A company with a couple of years of well-service work and steady deposits is an easier file than a brand-new entity — though first-time owner-operators are still fundable, often with a little more down.
  • Cash flow. Lenders want to see the day-rate work that will service the payment. Consistent bank deposits carry a lot of weight, sometimes more than the credit score.
  • Down payment. More down lowers the lender's exposure and usually the rate. If you'd rather keep that cash in the field, down payment assistance can cover it so an approval still closes.
  • Term length. Bigger rigs financed over a longer term keep the monthly payment in line with what the unit earns. We'll structure the term to the rig, not force the rig into a term.

Not sure where you land on these? That's what the match is for — tell us about the rig and your business, and we'll come back with real terms, not a guess.

Workover Rig Financing FAQs

Can you finance a used workover rig?

Yes — new and used both. On a used rig, year, hours, mast condition, and recertification history factor into the terms, but a well-maintained used unit is very financeable and is often the fastest way to add capacity.

What credit score do I need?

There's no single cutoff. Rig financing is asset-based, so the equipment carries much of the deal and we work across the credit spectrum. Stronger credit earns better rates; newer operators and rebuilding credit aren't automatically out. Revenue-based options exist too.

How much down payment do I need for a rig?

It varies with the rig, new versus used, and your profile. Some deals are structured with little down, others with 10–20%, and first-and-last-payment structures are common. If the down payment is the holdup, we can help arrange assistance.

How fast can it fund?

Approvals often come within a day or two once we have the quote and basic business information, with funding shortly after. Larger deals take a bit longer.

Do you finance drilling rigs and pulling units too?

Yes — workover rigs, well service rigs, pulling units, mobile drilling rigs, and pipe-handling equipment. If it's a mobile rig or oilfield service unit, ask.

Can I finance a Service King SK-series rig?

Yes. The full SK series is financeable through Axiant. Pick the rig on our equipment listing and apply once to get matched.

Explore Related Financing

Rig financing is one piece of an oilfield operation's equipment needs. Depending on your fleet, you may also want:

View all financing services

Ready to Finance Your Rig?

Tell us about the workover, well service, or drilling rig you're after and we'll get you matched with terms. New or used, one unit or a fleet. No cost, no obligation.

See If You Qualify