Equipment Vendor and Dealer Financing Program

Offer financing at the point of sale on an application page that carries your name

A vendor financing program lets you offer payment terms at the moment a buyer is deciding, without lending your own money. Axiant Partners builds a co-branded application page under your company name. Your customer applies there, and we match them with lenders that finance new or used equipment from $10,000 to $5 million — many of which return a decision in 24–48 hours. You earn a 35% commission on every deal that funds.

Quick answer

A vendor financing program lets an equipment seller offer payment terms at the point of sale without lending its own money. Axiant Partners builds a co-branded application page under your company name; your buyer applies there and a finance partner places the deal. The page carries your brand, so it reads as a continuation of your sale rather than a hand-off.

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What your customers see

The co-branded page carries your name in the headline and your customer never lands on a generic form. It reads as a continuation of your sale rather than a hand-off to a stranger: your brand at the top, a short application underneath, and a confirmation with a reference number once it is submitted.

From there the file comes to us. We take the application to lenders that actually fund the category of equipment you sell, rather than sending your customer to shop themselves. There is no cost and no obligation to apply, and the initial match does not affect your customer's credit.

Why dealers put financing in front of the buyer

Most equipment does not fail to sell because the buyer does not want it. It fails to sell because paying cash for it empties an account the business needs for payroll, fuel, or the next job. Financing turns a five- or six-figure decision into a monthly number, which is a much easier conversation to have on the shop floor.

Offering it yourself also keeps the deal moving. A buyer who leaves to arrange their own funding is a buyer who has time to shop your competitor. Send us the equipment and the buyer profile and we will tell you which programs the deal is likely to clear.

What your customers can finance

  • Amount: $10,000 to $5 million, depending on the equipment and the borrower.
  • Condition: new or used — many lenders fund both, though used equipment can carry shorter terms.
  • Terms: commonly 24–84 months, sometimes longer on long-lived assets.
  • Down payment: often 0–20%, depending on credit, equipment type, and age.
  • Credit: many programs work with 550+ FICO; stronger credit earns better pricing.
  • Coverage: businesses in all 50 states.

Ranges vary by lender and change over time, so treat them as a guide rather than a quote. See equipment financing for how the products differ, or send a live deal and we will come back with what it clears.

What the program pays

Vendor partners earn a 35% commission on funded transactions. When a customer applies through your co-branded page and the loan or lease closes, you receive 35% of what Axiant Partners earns on that deal. Deals that do not fund pay nothing, and there is no upfront enrollment cost.

That is the same rate as our commercial lending referral program, so the choice between the two is about how you want to work rather than what you earn. The vendor program suits sellers who want financing offered inside their own sales process, under their own name; the referral program suits partners who would rather send the deal over and let us take it from there.

Who this suits

  • Equipment manufacturers selling direct to businesses
  • Dealers and distributors carrying new or used inventory
  • Sellers of titled equipment such as trucks and trailers
  • Anyone whose buyers regularly ask about payment terms

If you would rather send deals over than host an application page, the commercial lending referral program pays the same 35% on funded transactions and covers the same funding types.

How to become a partner

Tell us what you sell, roughly what your deals are worth, and who your buyers are. We will confirm whether a co-branded page makes sense for your product and what it would say. Contact us to start, or send a live deal first if you would rather see how the matching works before committing to anything.

Already a partner?

Open your co-branded application page below.

Right Manufacturing Systems

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Frequently Asked Questions

What is a vendor financing program?

It lets an equipment seller offer financing at the point of sale without lending its own money. The buyer applies through a co-branded page, and a finance partner places the deal with lenders. The seller gets paid for the equipment; the lender carries the loan or lease.

Does offering financing mean I am lending my own money?

No. You are introducing the buyer to financing, not funding it. The credit decision and the money come from the lender, so the risk does not sit on your balance sheet.

What does the co-branded page look like?

It carries your company name in the headline and a short business financing application underneath, followed by a confirmation with a reference number. Your customer stays in your brand rather than being handed to a generic form.

How much can my customers finance?

Typically $10,000 to $5 million for new or used equipment, with terms commonly running 24–84 months and down payments often between 0% and 20%. The figures move with credit, equipment type, and age, so confirm on the specific deal.

How fast do decisions come back?

Many equipment lenders return a decision in 24–48 hours when the application and quote are complete. Larger or more complex files take longer, and SBA-backed structures take considerably longer.

Do I get paid for sending deals?

Yes. Vendor partners earn a 35% commission on funded transactions — 35% of what Axiant Partners earns on the deal, paid once it closes. Deals that do not fund pay nothing, and there is no upfront enrollment cost.

Is the vendor program the same as the referral program?

The rate is the same 35% on funded transactions. The difference is structure: the vendor program gives you a co-branded application page your customers apply through, which keeps financing inside your own sale. The referral program is for partners who would rather simply send the deal over. Read the referral terms.

Selling equipment your buyers keep asking to finance? Tell us what you sell and we will tell you which programs your deals clear. No cost, no obligation.

Put financing in front of your buyer

Send us what you sell and a live deal if you have one. We will tell you which lenders fit the equipment and what your customer is likely to qualify for — before you promise them anything.