Financing program
Access growth capital with repayment tied to monthly revenue. $10,000 to $5,000,000+. SaaS, e-commerce, services, marketing. Fund in 3-10 days. No fixed monthly payments - repay as a percentage of revenue. One application, we match you with the right program. Apply today.
Revenue-based financing gives you a lump sum repaid as a percentage of monthly revenue rather than a fixed installment, so the payment falls in slow months and rises in strong ones. Amounts run from $10,000 to $5,000,000+ with funding in 3–10 days. It suits SaaS, e-commerce, services and marketing businesses with recurring or predictable revenue.
Revenue-based financing (RBF) is a funding structure where repayment flexes with your monthly revenue instead of fixed installment schedules. You receive a lump-sum advance and repay a percentage of monthly revenue until the obligation is satisfied. When revenue is up, you pay more and finish faster. When revenue dips, payments scale down. That flexibility is why growth companies with variable sales cycles choose RBF over traditional term loans or lines of credit.
Designed for businesses with consistent sales - SaaS, e-commerce, services, marketing agencies, hospitality - RBF funds growth initiatives without locking you into rigid monthly payments. Axiant Partners connects growth companies in all 50 states with revenue-based financing lenders. We evaluate your revenue profile, compare structures, and match you with programs that fit. One application, multiple options. Apply now to see what you qualify for.
Revenue-based financing is built for growth-oriented companies with regular sales activity. From SaaS to e-commerce to professional services - here are the most common use cases.
Software companies with monthly recurring revenue (MRR) are natural fits. Repayment ties to subscription revenue - when MRR grows, you pay down faster. Use RBF for customer acquisition, product development, or scaling operations. How revenue-based financing works for SaaS.
Online retailers with consistent sales use RBF to fund inventory, marketing, and fulfillment. Revenue fluctuates with seasonality - RBF repayment flexes with that. Scale ad spend, expand SKUs, or invest in inventory without fixed loan payments squeezing cash flow.
Consulting firms, agencies, and B2B service companies with recurring invoices or retainer agreements. Revenue-based repayment aligns with project cycles and client payment timing. Compare with business line of credit if you need revolving access.
Creative and media agencies funding client campaigns, hiring, or growth. Revenue often fluctuates with client spend - RBF repayment scales with that. Fund expansion without traditional bank debt timelines.
Restaurants, retail, and consumer-facing businesses with consistent sales. Seasonal ups and downs - RBF repayment adjusts. Use for expansion, renovation, or working capital. Working capital loans are another option for day-to-day needs.
Any business scaling - marketing campaigns, hiring, inventory, expansion - where returns vary month to month. RBF avoids fixed payments when outcomes are uncertain. Pay more when performance is strong, less when it's not. How much can you qualify for.
Revenue-based financing generally ranges from $10,000 to $5,000,000+ depending on monthly revenue, deposit history, and business profile. Representative ranges:
$10,000 to $100,000 for businesses with $20K-$100K+ monthly revenue
$100,000 to $500,000 for businesses with consistent $100K-$500K+ monthly revenue
$500,000 to $5,000,000+ for established companies with strong deposit history
Funding size scales with revenue consistency and trend. Lenders review bank statements and revenue reports - see what lenders look for. Use our calculator to estimate cash flow impact.
RBF offers advantages that fixed-payment structures often cannot match for businesses with variable revenue.
Pay a percentage of monthly revenue - not a fixed dollar amount. When sales are strong, you pay down faster. When they dip, payments scale down. Cash flow stays aligned with performance.
Typical funding in 3-10 business days. Revenue and deposit verification drive underwriting - no lengthy SBA or bank timelines. When you need growth capital to seize an opportunity, RBF moves quickly. How fast can you get funded.
Unlike term loans with rigid amortization, RBF repayment flexes. Slower months mean lower payments. Useful for seasonal businesses, variable sales cycles, or growth initiatives with uneven returns.
Fund marketing, hiring, inventory, expansion - initiatives that generate variable returns. RBF aligns repayment with outcomes. Scale without fixed debt service pressure during build-out.
Understanding the differences helps you choose the right structure. RBF vs MCA - full comparison.
RBF: Repayment flexes with revenue. No fixed monthly. Higher flexibility for variable cycles. Term loan: Fixed monthly payments. Better when you have predictable cash flow and want lower total cost. RBF fits growth initiatives with variable returns; term loans fit defined projects.
RBF: Lump-sum advance, revenue-based repayment. Line of credit: Revolving access, draw and repay as needed. RBF for one-time growth capital; LOC for recurring short-term liquidity. Some businesses use both.
Both tie repayment to revenue. RBF typically offers clearer terms and structures; MCA often uses daily or weekly percentage of sales. RBF is often preferred by SaaS and growth companies. Compare RBF vs MCA.
Revenue-based financing underwriting focuses on revenue and deposits. Key factors:
Stable or growing trend. Volatile revenue may limit qualification.
Lenders verify revenue via bank statements. Clean deposit trail matters.
Most programs prefer 6-12+ months of history. Some work with newer businesses.
Certain industries may have different terms or limits.
Business and/or owner. Revenue often matters more than credit. See credit score requirements.
What lenders look for - full underwriting checklist.
Revenue-based financing applications are streamlined. Be ready to provide:
Typically 3-6 months of business bank statements for revenue and deposit verification. Lenders use this to calculate your percentage-based repayment capacity.
Monthly recurring revenue (MRR) for SaaS, gross revenue for e-commerce and services. Consistent patterns improve qualification and terms.
Industry, time in business, use of funds. Growth initiatives like marketing spend, hiring, or inventory expansion are common uses.
Owner identification and ownership percentage. Some programs require personal guarantee; we match you with structures that fit.
No lengthy business plans or collateral appraisals. RBF lenders focus on revenue consistency. Start your application to see what you qualify for.
Axiant Partners connects you with RBF lenders and guides you from application to funding. Most RBF programs fund in 3-10 days. Revenue verification drives the timeline.
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Tell us about your business, monthly revenue, and use of funds. One application goes to multiple RBF lender partners. We screen for fit.
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Lenders review bank statements, revenue reports, and deposit history. Underwriting is revenue-focused - typically faster than traditional loans. We coordinate documentation.
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Funding amount, repayment percentage, and terms. Compare offers if we match you with multiple lenders. Select the structure that fits.
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Typical funding in 3-10 business days. Funds hit your account. Repayment begins as a percentage of monthly revenue. Use capital to grow.
SaaS companies with monthly recurring revenue are ideal candidates. Repayment ties to MRR - when you add customers and MRR grows, you pay down the obligation faster. When growth slows, payments scale down. Use RBF for customer acquisition, product development, hiring, or infrastructure. Avoid fixed loan payments when your revenue model is built on subscription growth. Many SaaS founders prefer RBF over equity dilution for growth capital. Apply now to see SaaS RBF options.
E-commerce businesses face seasonality - Q4 spikes, post-holiday dips. Fixed loan payments don't flex with that. Revenue-based financing ties repayment to actual sales. Scale inventory for peak season, fund marketing campaigns, expand product lines - and repay as revenue comes in. RBF aligns with how e-commerce actually operates. Compare with working capital loans for ongoing operational needs. Apply now for e-commerce RBF.
Revenue-based financing is available nationwide. We work with growth companies in Texas, Florida, California, Arizona, Georgia, North Carolina, Illinois, New York, Colorado, Nevada, and all 50 states. SaaS, e-commerce, services - regardless of location. Lender programs vary; we match you with programs that serve your market.
Explore related financing: Working Capital Loans (fixed repayment) · Business Line of Credit (revolving) · All services
Revenue-based financing has tradeoffs. Understand them before you apply:
Can exceed traditional bank debt. You're paying for flexibility and speed.
Revenue percentage may be collected frequently. Plan for cash flow impact.
Best for growth initiatives with near-term returns. SBA or conventional for real estate, major equipment.
Proper use case selection matters. We help you determine if RBF fits your situation. Our team walks you through total cost and cash flow impact before you commit.
If that sounds like you, apply to see what you qualify for.
We focus on connecting you with the right RBF lender and moving your application to funding.
We help determine if revenue-based financing aligns with your growth objective and cash flow.
One application to multiple RBF lenders. Compare structures, repayment models, and terms.
We tell you exactly what lenders need. Bank statements, revenue reports - we keep the process moving.
We serve growth companies nationwide. SaaS, e-commerce, services - regardless of location.
One application, multiple options, support through funding. Apply now.
See a rough monthly payment for a fixed-rate business loan. Adjust the amount, rate, and term to fit your scenario.
Estimate only — your actual rate and term depend on your business profile and the lender. Get matched for a real quote.
Revenue-based financing (RBF) is funding where repayment flexes with monthly revenue. You receive a lump sum and repay a percentage of revenue until satisfied. No fixed monthly payment - repayment scales with sales. How RBF works.
Typical funding in 3-10 business days. Faster than SBA or conventional bank loans. Revenue and deposit verification drive the timeline. How fast can you get RBF.
Typically $10,000 to $5,000,000+ based on monthly revenue, deposit history, and business profile. How much you can qualify for.
Both tie repayment to revenue. RBF typically has clearer terms and may offer better structures. MCA often uses daily/weekly percentage of sales. Compare RBF vs MCA.
Revenue and deposit history often matter more than credit. Programs exist for various profiles. Credit score for RBF. Apply to see your options.
Apply for Revenue-Based Financing TodayExplore our guides on revenue-based financing structure, comparisons, and qualification.
MRR-based qualification, burn, growth-stage fit for SaaS.
Read →CAC, inventory, growth capital for D2C e-commerce.
Read →Typical 3-10 business days. What speeds it up or slows it down, and how RBF compares to other options.
Read →Factors that determine funding amounts, how lenders calculate them, and how to increase your qualification.
Read →Learn RBF mechanics, repayment flow, and how growth companies use this structure.
Read →Compare RBF and MCA - structure, repayment, and which fits your business.
Read →If your growth company needs capital with flexible repayment tied to revenue, our team can help. Submit an application today. We'll match you with RBF lenders and guide you through to funding.