Guides
Vessel requirements, surveys, permits and the trades that finance differently
Marine lending sits between equipment finance and specialist asset lending, and the vessel's trade decides which it looks more like. These guides cover what lenders ask for, why the survey decides deals, and where permits carry more value than the hull. Start with commercial marine financing, or see how assets are appraised.
Charter boat financing turns on passenger certification, a documented booking history and how the operator handles a season that pays for the whole year.
Read moreOn a commercial fishing vessel the permit or quota can carry more value than the hull. How that changes the financing, and why transferability decides deals.
Read moreWhat commercial vessel lenders require: an accredited survey, clear documentation or title, commercial insurance with the lender named, and evidence of the trade.
Read moreA condition and valuation survey from an accredited surveyor decides the advance on a vessel loan. What it covers, who pays, and what happens when it finds something.
Read moreWorkboats and tugs are long-lived but specialised, so they sell slowly. How that shapes advance rates and terms, and why contracted work carries the application.
Read moreTell us the vessel, the trade and the amount. We will tell you plainly what terms are realistic.