Axiant Partners matches U.S. businesses across fifteen products from $5,000 to $10 million+ — equipment financing, SBA 7(a) and 504, working capital, lines of credit, term loans, commercial real estate and bridge, fix and flip, merchant cash advances and invoice factoring. Start with your deadline: equipment, lines of credit and working capital commonly decide in 24–48 hours, advances fund in 1–3 days, while SBA and commercial real estate take a month or more.
Every business is different. Our network and advisory team help you structure financing around your goals, timeline, and current financial profile.
Axiant Partners matches U.S. businesses to the financing that fits the situation, across fifteen products from $5,000 to $10 million+. There is no single best business loan — equipment financing, an SBA loan and a merchant cash advance solve different problems, and the wrong one is expensive even when it is approved. Tell us what you need the money for and how fast, and we will come back with the programs your numbers actually clear.
Finance new or used equipment with flexible terms based on use case and asset type.
Get support choosing the right SBA path and lender program for your business.
Bridge short-term cash flow needs with products designed for operational flexibility.
Financing options for contractors including equipment, working capital, SBA, and credit lines.
Access revolving funds to handle seasonality, inventory, payroll, or expansion plans.
Fund strategic initiatives with clear repayment terms and predictable structures.
Funding paths for new businesses, from launch equipment and working capital to early growth financing.
Explore loan options for acquisition, refinance, and owner-occupied properties.
Short-term financing for acquisitions, refinance gaps, value-add, and construction. Close in 7-21 days.
Short-term financing for real estate investors: purchase, renovate, and resell.
Upfront capital repaid from daily card sales or bank deposits. Funding in 1-3 days.
Advance 80-95% of unpaid B2B invoices for fast working capital. Approval based on your customers' credit.
Get out from under stacked payments. Compare consolidation, restructuring, and settlement, then get matched to the right path.
Growth capital with repayment tied to monthly revenue. Ideal for SaaS, e-commerce, and services.
Borrow against eligible investments without selling. Access liquidity for business or personal needs.
The three questions that decide which product fits are how fast you need it, how much, and what it is for. Speed and cost pull against each other: the fastest money is the most expensive, and the cheapest money takes the longest to arrange.
| Product | Amount | Typical speed | Best when |
|---|---|---|---|
| Equipment financing | $10K–$5M | 24–48 hours | The money buys a specific machine that secures the loan |
| Business line of credit | $10K–$2M+ | 24–48 hours | The need repeats — payroll gaps, seasonal swings, draws as you go |
| Working capital loan | $10K–$5M+ | 24–48 hours | A known one-off gap with a clear repayment date |
| Merchant cash advance | $5K–$500K | 1–3 days | Card volume is strong, credit is not, and speed outranks cost |
| Business term loan | $10K–$5M+ | 3–10 days | A defined project with a fixed payment over a fixed term |
| Commercial bridge loan | $10K–$10M+ | 7–21 days | A deal has a deadline and permanent financing is not ready |
| Commercial real estate | $10K–$10M+ | 30–60 days | Buying, building or refinancing the property itself |
| SBA 7(a) and 504 | Up to $5M | 30–60+ days | The lowest rate and longest term are worth waiting two months for |
Ranges move with credit, time in business and the asset involved, so treat them as the shape of the market rather than a quote. Send us the actual deal and we will tell you which row you land in.
Start with the deadline. If money is needed this week, SBA and commercial real estate are out regardless of how attractive their pricing is — an SBA file runs roughly eight weeks across prequalification, underwriting and closing. If the deadline is a month or more away, the cheap options are back on the table and worth the paperwork.
Then the purpose. Financing that is secured by the thing it buys is almost always cheaper than financing that is not. Equipment is the clearest case: the machine is the collateral, so approval leans on the asset rather than on years of tax returns. Money for payroll or marketing has no collateral behind it and prices accordingly.
Then the pattern. A one-time expense suits a term loan; a recurring gap suits a line of credit, because you draw and repay repeatedly without applying again. Businesses often take a term loan for a problem that will recur, then find themselves reapplying two quarters later.
If more than one product fits, that is normal and worth comparing properly. Tell us the amount, the timeline and the use and we will lay out what each route would cost you.
The match itself is free, carries no obligation, and does not affect your credit. You send the basics — what the business does, roughly what it earns, what the money is for. We take it to lenders that actually fund that category rather than sending you to shop yourself, and come back with what you qualify for.
Most files need the last three to six months of business bank statements, and larger or SBA-backed requests need tax returns and financial statements as well. Nothing gets submitted without you seeing it first.
Popular financing topics and guides to help you find the right fit:
What business financing services does Axiant Partners offer?
Fifteen products from $5,000 to $10 million+: equipment financing, SBA 7(a) and 504 loans, working capital, business lines of credit, term loans, commercial real estate and bridge loans, fix and flip, merchant cash advances, invoice factoring, revenue-based financing, securities-based lending, startup and contractor financing, and business debt relief. Axiant is a matching service, not a lender.
Which type of business loan should I choose?
Start with your deadline. If you need money this week, that rules out SBA and commercial real estate, which take a month or more. Then look at purpose: financing secured by the asset it buys is cheaper than unsecured money. Then the pattern — a one-off cost suits a term loan, a recurring gap suits a line of credit.
How fast can I get business financing?
Equipment financing, lines of credit and working capital commonly return a decision in 24–48 hours. Merchant cash advances fund in 1–3 days, term loans in 3–10 days, bridge loans in 7–21 days. SBA loans and commercial real estate run 30–60+ days, and an SBA file is realistically about eight weeks end to end.
How much can my business borrow?
It depends on the product. Merchant cash advances start around $5,000 and cap near $500,000. Equipment financing runs $10,000 to $5 million. Working capital and term loans reach $5 million+, commercial real estate and bridge loans $10 million+, and SBA programs go up to $5 million.
Does getting matched affect my credit score?
No. The initial match does not affect your credit, costs nothing, and carries no obligation. A hard credit pull only happens later, if you choose to move forward with a specific lender.
Do I need good credit to qualify?
Not for every product. Asset-backed financing such as equipment loans leans on the equipment rather than on perfect credit, and merchant cash advances underwrite on card volume. SBA loans and bank programs are the strictest. If credit is the obstacle, that mostly changes which products fit, not whether any do.
Not sure which of the fifteen fits? Tell us the amount, the timeline and the use and we will narrow it to the two or three worth comparing. No cost, no obligation.
Our team will match you with lenders offering the best terms for your specific needs.
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