@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&family=Inter:wght@300;400;500;600;700&display=swap');

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    background: #ffffff;
    min-height: 100vh;
    line-height: 1.6;
    color: #1a1a1a;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.container {
    width: 100%;
    margin: 0 auto;
    padding: 0;
}

/* Navigation */
.main-nav {
    background: #ffffff;
    border-bottom: 1px solid #e8e8e8;
    padding: 24px 80px;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 1px 3px rgba(0,0,0,0.02);
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.nav-brand {
    display: flex;
    align-items: center;
    gap: 14px;
    font-family: 'Playfair Display', serif;
    font-size: 1.8rem;
    font-weight: 600;
    color: #1a1a1a;
}

.nav-logo {
    height: 48px;
    width: auto;
    transition: opacity 0.3s ease;
}

.nav-logo:hover {
    opacity: 0.8;
}


.nav-links {
    display: flex;
    gap: 40px;
    align-items: center;
}

/* Mobile Menu Toggle */
.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 8px;
    z-index: 1001;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background: #1a1a1a;
    border-radius: 2px;
    transition: all 0.3s ease;
}

.mobile-menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(8px, 8px);
}

.mobile-menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -7px);
}

.nav-links a {
    color: #4a4a4a;
    text-decoration: none;
    font-weight: 500;
    font-size: 15px;
    letter-spacing: 0.3px;
    padding: 8px 0;
    transition: color 0.3s ease;
    position: relative;
}

.nav-links a:hover {
    color: #1a1a1a;
}

.nav-links a.active {
    color: #2d7fb8;
    font-weight: 600;
}

/* Header Section */
header {
    background: linear-gradient(135deg, rgba(30, 58, 95, 0.85) 0%, rgba(45, 127, 184, 0.85) 100%),
                url('https://images.unsplash.com/photo-1497366216548-37526070297c?ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&w=2069&q=80') center/cover no-repeat;
    text-align: center;
    color: #ffffff;
    padding: 120px 60px;
    margin-bottom: 0;
    position: relative;
    overflow: hidden;
    width: 100%;
}

header::before {
    content: '';
    position: absolute;
    top: -100px;
    right: -100px;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
    border-radius: 50%;
}

header::after {
    content: '';
    position: absolute;
    bottom: -80px;
    left: -80px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
    border-radius: 50%;
}

header h1 {
    font-family: 'Playfair Display', serif;
    font-size: 4.5rem;
    margin-bottom: 24px;
    font-weight: 600;
    letter-spacing: -0.03em;
    color: #ffffff;
    position: relative;
    z-index: 1;
}

.tagline {
    font-size: 1.25rem;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.9);
    max-width: 600px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

/* Form Container */
.form-container, .results-container {
    background: #ffffff;
    padding: 80px 100px;
    max-width: 900px;
    margin: -60px auto 80px;
    box-shadow: 0 10px 40px rgba(0,0,0,0.08);
    position: relative;
    z-index: 10;
}

.form-container h2, .results-container h2 {
    font-family: 'Playfair Display', serif;
    color: #1a1a1a;
    margin-bottom: 16px;
    font-size: 2.75rem;
    font-weight: 600;
    letter-spacing: -0.02em;
    text-align: center;
}

.results-intro {
    color: #666666;
    margin-bottom: 50px;
    font-size: 1.1rem;
    font-weight: 400;
    line-height: 1.7;
    text-align: center;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

/* Form Elements */
.form-group {
    margin-bottom: 32px;
}

.form-group label {
    display: block;
    margin-bottom: 12px;
    color: #1a1a1a;
    font-weight: 600;
    font-size: 14px;
    letter-spacing: 0.3px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 16px 20px;
    border: 1px solid #d4d4d4;
    border-radius: 0;
    font-size: 16px;
    transition: all 0.3s ease;
    font-family: inherit;
    background: #ffffff;
    color: #1a1a1a;
    appearance: none;
}

.form-group select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%231a1a1a' d='M6 8L0 0h12z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 20px center;
    padding-right: 50px;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: #2d7fb8;
    background: #fafafa;
}

.form-group input::placeholder {
    color: #999999;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
}

/* Buttons */
.btn-primary, .btn-secondary {
    width: 100%;
    padding: 20px 40px;
    border: none;
    border-radius: 0;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    margin-top: 20px;
    letter-spacing: 1px;
    text-transform: uppercase;
    font-family: inherit;
}

.btn-primary {
    background: #2d7fb8;
    color: #ffffff;
}

.btn-primary:hover {
    background: #1e3a5f;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(45, 127, 184, 0.3);
}

.btn-secondary {
    background: transparent;
    color: #1a1a1a;
    border: 2px solid #1a1a1a;
}

.btn-secondary:hover {
    background: #1a1a1a;
    color: #ffffff;
}

/* Checkbox */
.checkbox-group {
    margin: 32px 0;
}

.checkbox-label {
    display: flex;
    align-items: flex-start;
    cursor: pointer;
    color: #666666;
    line-height: 1.6;
    font-size: 15px;
}

.checkbox-label input[type="checkbox"] {
    width: auto;
    margin-right: 12px;
    margin-top: 4px;
    cursor: pointer;
    accent-color: #2d7fb8;
}

.checkbox-label span {
    flex: 1;
}

.checkbox-label a {
    color: #2d7fb8;
    text-decoration: none;
    font-weight: 600;
}

.checkbox-label a:hover {
    text-decoration: underline;
}

/* About Page */
.about-content {
    max-width: 100%;
    margin: 0 auto;
    padding: 0;
}

.about-section {
    padding: 80px 60px;
}

.about-section:nth-child(odd) {
    background: #ffffff;
}

.about-section:nth-child(even) {
    background: #f8f9fa;
}

.about-section h2 {
    font-family: 'Playfair Display', serif;
    color: #1a1a1a;
    font-size: 2.5rem;
    margin-bottom: 24px;
    font-weight: 600;
    letter-spacing: -0.02em;
    text-align: center;
    position: relative;
    padding-bottom: 20px;
}

.about-section h2::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 3px;
    background: linear-gradient(90deg, #2d7fb8, #1e3a5f);
}

.about-section p {
    color: #666666;
    line-height: 1.8;
    margin-bottom: 20px;
    font-size: 1.05rem;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.steps-grid, .benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
    margin-top: 60px;
    max-width: 1200px;
    margin-left: auto;
    margin-right: auto;
}

.step-card, .benefit-card {
    background: #ffffff;
    padding: 50px 40px;
    transition: all 0.3s ease;
    border: 1px solid #e8e8e8;
    position: relative;
    overflow: visible;
}

.step-card::before, .benefit-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #2d7fb8, #1e3a5f);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.step-card:hover::before, .benefit-card:hover::before {
    transform: scaleX(1);
}

.step-card:hover, .benefit-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(45, 127, 184, 0.15);
    border-color: #2d7fb8;
}

.step-number {
    font-family: 'Playfair Display', serif;
    font-size: 3.5rem;
    font-weight: 600;
    color: #2d7fb8;
    margin-bottom: 20px;
    line-height: 1;
    background: linear-gradient(135deg, #2d7fb8, #1e3a5f);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.step-card h3, .benefit-card h3 {
    color: #1a1a1a;
    font-size: 1.4rem;
    margin-bottom: 14px;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 12px;
}

.benefit-card h3::before {
    content: '✓';
    display: flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    background: linear-gradient(135deg, #2d7fb8, #1e3a5f);
    color: white;
    border-radius: 50%;
    font-size: 18px;
    flex-shrink: 0;
}

.step-card p, .benefit-card p {
    color: #666666;
    font-size: 1rem;
    line-height: 1.7;
}

.partner-types {
    font-weight: 600;
    color: #1a1a1a;
    margin-top: 40px;
    margin-bottom: 24px;
    font-size: 1.05rem;
    text-align: center;
}

.partner-list {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    list-style: none;
    padding: 0;
    margin-top: 20px;
    max-width: 1000px;
    margin-left: auto;
    margin-right: auto;
}

.partner-list li {
    padding: 24px 28px;
    background: #ffffff;
    border: 1px solid #e8e8e8;
    color: #1a1a1a;
    font-weight: 500;
    text-align: center;
    transition: all 0.3s ease;
    position: relative;
}

.partner-list li::before {
    content: '◆';
    color: #2d7fb8;
    font-size: 12px;
    margin-right: 8px;
}

.partner-list li:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(45, 127, 184, 0.12);
    border-color: #2d7fb8;
}

.cta-section {
    text-align: center;
    padding: 100px 60px;
    background: linear-gradient(135deg, rgba(30, 58, 95, 0.9) 0%, rgba(45, 127, 184, 0.9) 100%),
                url('https://images.unsplash.com/photo-1556761175-5973dc0f32e7?ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&w=2070&q=80') center/cover no-repeat !important;
    margin-top: 0;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.cta-section::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -5%;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
    border-radius: 50%;
}

.about-section.cta-section h2 {
    margin-bottom: 20px;
    color: #ffffff !important;
}

.about-section.cta-section h2::after {
    background: #ffffff;
}

.about-section.cta-section p {
    font-size: 1.15rem;
    margin-bottom: 40px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
    color: rgba(255, 255, 255, 0.9);
}

.cta-buttons {
    display: flex;
    gap: 24px;
    justify-content: center;
    flex-wrap: wrap;
    position: relative;
    z-index: 1;
}

.cta-buttons .btn-primary {
    width: auto;
    min-width: 240px;
    text-decoration: none;
    display: inline-block;
    background: #ffffff;
    color: #2d7fb8;
    font-weight: 700;
    font-size: 16px;
    padding: 22px 50px;
}

.cta-buttons .btn-primary:hover {
    background: #f8f9fa;
    color: #1e3a5f;
    box-shadow: 0 8px 30px rgba(0,0,0,0.2);
}

.cta-buttons .btn-secondary {
    width: auto;
    min-width: 200px;
    text-decoration: none;
    display: inline-block;
    border-color: #ffffff;
    color: #ffffff;
}

.cta-buttons .btn-secondary:hover {
    background: #ffffff;
    color: #2d7fb8;
}

/* Social Sharing */
.social-share {
    margin-top: 50px;
    padding-top: 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
    position: relative;
    z-index: 1;
}

.social-share p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1rem;
    margin-bottom: 20px;
    text-align: center;
}

.share-buttons {
    display: flex;
    gap: 12px;
    justify-content: center;
    flex-wrap: wrap;
}

.share-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 12px 20px;
    background: rgba(255, 255, 255, 0.15);
    color: #ffffff;
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 6px;
    text-decoration: none;
    font-size: 14px;
    font-weight: 500;
    transition: all 0.3s ease;
    cursor: pointer;
    font-family: inherit;
}

.share-btn:hover {
    background: rgba(255, 255, 255, 0.25);
    border-color: rgba(255, 255, 255, 0.5);
    transform: translateY(-2px);
}

.share-btn svg {
    flex-shrink: 0;
}

.share-facebook:hover {
    background: rgba(59, 89, 152, 0.3);
}

.share-twitter:hover {
    background: rgba(29, 161, 242, 0.3);
}

.share-linkedin:hover {
    background: rgba(0, 119, 181, 0.3);
}

.share-copy:hover {
    background: rgba(45, 127, 184, 0.3);
}

/* Success Message */
.success-message {
    text-align: center;
    padding: 60px 40px;
}

.success-icon {
    width: 90px;
    height: 90px;
    background: #2d7fb8;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 32px;
    position: relative;
}

.success-icon::after {
    content: '';
    position: absolute;
    left: 50%;
    top: 45%;
    transform: translate(-50%, -50%) rotate(45deg);
    width: 18px;
    height: 34px;
    border: solid white;
    border-width: 0 4px 4px 0;
}

.success-message h2 {
    color: #1a1a1a;
    margin-bottom: 24px;
}

.success-message p {
    color: #666666;
    line-height: 1.8;
    margin-bottom: 20px;
    font-size: 1.05rem;
}

.success-message strong {
    color: #1a1a1a;
}

.success-message #referenceNumber {
    color: #2d7fb8;
    font-weight: 600;
    font-family: 'Courier New', monospace;
    font-size: 1.1rem;
}

.success-message .btn-primary {
    margin-top: 40px;
    width: auto;
    min-width: 240px;
}

.bank-info {
    margin: 40px 0;
    text-align: left;
}

.bank-info h4 {
    color: #1a1a1a;
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 24px;
    text-align: center;
}

.info-row {
    display: flex;
    align-items: center;
    padding: 16px 0;
    border-bottom: 1px solid #e8e8e8;
}

.info-row:last-child {
    border-bottom: none;
}

.info-row .label {
    color: #666666;
    font-weight: 500;
    font-size: 15px;
}

.info-row .value {
    color: #1a1a1a;
    font-weight: 500;
    font-size: 15px;
}

/* FAQ Page */
.faq-content {
    max-width: 900px;
}

.faq-section {
    margin-bottom: 60px;
}

.faq-item {
    margin-bottom: 32px;
    padding-bottom: 32px;
    border-bottom: 1px solid #e8e8e8;
}

.faq-item:last-child {
    border-bottom: none;
}

.faq-question {
    color: #1a1a1a;
    font-size: 1.3rem;
    font-weight: 600;
    margin-bottom: 16px;
    line-height: 1.4;
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.faq-question::before {
    content: 'Q';
    display: flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    background: linear-gradient(135deg, #2d7fb8, #1e3a5f);
    color: white;
    border-radius: 50%;
    font-size: 16px;
    font-weight: 700;
    flex-shrink: 0;
    margin-top: 2px;
}

.faq-answer {
    padding-left: 44px;
}

.faq-answer p {
    color: #666666;
    line-height: 1.8;
    font-size: 1.05rem;
    margin-bottom: 12px;
}

.faq-cta {
    text-align: center;
    padding: 60px 40px;
    background: #f8f9fa;
    margin-top: 40px;
}

.faq-cta h2 {
    font-family: 'Playfair Display', serif;
    color: #1a1a1a;
    font-size: 2rem;
    margin-bottom: 16px;
}

.faq-cta p {
    color: #666666;
    font-size: 1.05rem;
    margin-bottom: 32px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.faq-cta .btn-primary {
    width: auto;
    min-width: 240px;
}

/* Testimonials Section */
.testimonials-section {
    padding: 80px 60px;
    background: #f8f9fa;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
    margin-top: 60px;
    max-width: 1200px;
    margin-left: auto;
    margin-right: auto;
}

.testimonial-card {
    background: #ffffff;
    padding: 40px 35px;
    border: 1px solid #e8e8e8;
    position: relative;
    transition: all 0.3s ease;
}

.testimonial-card::before {
    content: '"';
    position: absolute;
    top: 20px;
    left: 30px;
    font-size: 5rem;
    font-family: 'Playfair Display', serif;
    color: #2d7fb8;
    opacity: 0.15;
    line-height: 1;
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 30px rgba(45, 127, 184, 0.12);
    border-color: #2d7fb8;
}

.testimonial-text {
    color: #666666;
    font-size: 1rem;
    line-height: 1.7;
    margin-bottom: 24px;
    position: relative;
    z-index: 1;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 16px;
    padding-top: 20px;
    border-top: 1px solid #e8e8e8;
}

.testimonial-avatar {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #2d7fb8, #1e3a5f);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 700;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.testimonial-info h4,
.author-name {
    color: #1a1a1a;
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: 4px;
}

.testimonial-info p,
.author-title {
    color: #999999;
    font-size: 0.9rem;
}

/* Contact Page */
.contact-content {
    max-width: 900px;
}

.contact-form textarea {
    width: 100%;
    padding: 16px 20px;
    border: 1px solid #e0e0e0;
    font-size: 15px;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    color: #1a1a1a;
    background: #ffffff;
    transition: all 0.3s ease;
    resize: vertical;
    min-height: 120px;
}

.contact-form textarea:focus {
    outline: none;
    border-color: #2d7fb8;
    box-shadow: 0 0 0 3px rgba(45, 127, 184, 0.1);
}

.contact-form textarea::placeholder {
    color: #999999;
}

.contact-thank-you {
    text-align: center;
    padding: 60px 40px;
}

.contact-thank-you h3 {
    font-family: 'Playfair Display', serif;
    color: #1a1a1a;
    font-size: 2rem;
    margin-bottom: 16px;
    font-weight: 600;
}

.contact-thank-you p {
    color: #666666;
    font-size: 1.05rem;
    margin-bottom: 32px;
}

.contact-info-section {
    margin-top: 80px;
    padding-top: 60px;
    border-top: 1px solid #e8e8e8;
}

.contact-info-section h3 {
    font-family: 'Playfair Display', serif;
    color: #1a1a1a;
    font-size: 2rem;
    text-align: center;
    margin-bottom: 40px;
    font-weight: 600;
}

.contact-info-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
    max-width: 1000px;
    margin: 0 auto;
}

.contact-info-card {
    text-align: center;
    padding: 40px 30px;
    background: #f8f9fa;
    transition: all 0.3s ease;
}

.contact-info-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 30px rgba(45, 127, 184, 0.12);
}

.contact-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.contact-info-card h4 {
    color: #1a1a1a;
    font-size: 1.3rem;
    margin-bottom: 12px;
    font-weight: 600;
}

.contact-info-card p {
    color: #666666;
    font-size: 1rem;
    line-height: 1.6;
    margin: 0;
}


/* Intro Section with Image */
.intro-section {
    padding: 80px 60px !important;
}

.intro-content {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 60px;
    align-items: center;
    max-width: 1200px;
    margin: 0 auto;
}

.intro-text h2 {
    text-align: left;
    margin-bottom: 30px;
}

.intro-text p {
    text-align: left;
    margin-bottom: 20px;
}

.intro-image {
    position: relative;
}

.image-placeholder {
    width: 100%;
    height: 350px;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(45, 127, 184, 0.15);
    position: relative;
}

.image-placeholder::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('https://images.unsplash.com/photo-1551288049-bebda4e38f71?ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&w=2070&q=80') center/cover no-repeat;
    opacity: 0.9;
}

.image-placeholder svg {
    width: 100%;
    height: 100%;
    opacity: 0.3;
}

/* Enhanced Step Cards with Icons */
.step-card {
    position: relative;
}

.step-card::after {
    content: '';
    position: absolute;
    right: 30px;
    top: 30px;
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, rgba(45, 127, 184, 0.15), rgba(30, 58, 95, 0.15));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    opacity: 0.7;
    background-size: 28px 28px, 100% 100%;
    background-repeat: no-repeat;
    background-position: center;
}

.step-card:hover::after {
    transform: scale(1.15);
    opacity: 1;
    background: linear-gradient(135deg, rgba(45, 127, 184, 0.25), rgba(30, 58, 95, 0.25));
    background-size: 28px 28px, 100% 100%;
    background-repeat: no-repeat;
    background-position: center;
    box-shadow: 0 4px 15px rgba(45, 127, 184, 0.3);
}

.step-card:nth-child(1)::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%232d7fb8' d='M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8l-6-6zm4 18H6V4h7v5h5v11z'/%3E%3Cpath fill='%232d7fb8' d='M16 13H8v-2h8v2zm0 4H8v-2h8v2zm-6-8H8V7h2v2z'/%3E%3C/svg%3E");
}

.step-card:nth-child(2)::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Ccircle cx='11' cy='11' r='8' stroke='%232d7fb8' stroke-width='2' fill='none'/%3E%3Cpath d='m21 21-4.35-4.35' stroke='%232d7fb8' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
}

.step-card:nth-child(3)::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%232d7fb8' d='M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z'/%3E%3C/svg%3E");
}

.step-card:nth-child(4)::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%232d7fb8' d='M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2'/%3E%3Ccircle cx='9' cy='7' r='4'/%3E%3Cpath d='M23 21v-2a4 4 0 0 0-3-3.87'/%3E%3Cpath d='M16 3.13a4 4 0 0 1 0 7.75'/%3E%3C/svg%3E");
}

/* Decorative Elements */
.about-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 4px;
    height: 100%;
    background: linear-gradient(180deg, #2d7fb8, #1e3a5f);
    opacity: 0;
    transition: opacity 0.3s ease;
}

.about-section:hover::before {
    opacity: 0.3;
}

/* Stats Section */
.stats-section {
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%) !important;
    padding: 80px 60px;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 40px;
    max-width: 1200px;
    margin: 0 auto;
}

.stat-card {
    text-align: center;
    padding: 40px 30px;
    background: #ffffff;
    border-radius: 12px;
    box-shadow: 0 4px 20px rgba(45, 127, 184, 0.08);
    transition: all 0.3s ease;
    border: 2px solid transparent;
    position: relative;
    overflow: hidden;
}

.stat-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #2d7fb8, #1e3a5f);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.stat-card:hover::before {
    transform: scaleX(1);
}

.stat-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 40px rgba(45, 127, 184, 0.2);
    border-color: #2d7fb8;
}

.stat-number {
    font-family: 'Playfair Display', serif;
    font-size: 3.5rem;
    font-weight: 700;
    background: linear-gradient(135deg, #2d7fb8, #1e3a5f);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 12px;
    line-height: 1;
}

.stat-label {
    color: #666666;
    font-size: 1rem;
    font-weight: 600;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

/* Enhanced Partner List */
.partner-list li {
    position: relative;
    overflow: hidden;
}

.partner-list li::after {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(45, 127, 184, 0.1), transparent);
    transition: left 0.5s ease;
}

.partner-list li:hover::after {
    left: 100%;
}

/* Footer */
.site-footer {
    text-align: center;
    padding: 60px 20px;
    margin-top: 0;
    background: #1a1a1a;
    color: #999999;
    font-size: 14px;
    width: 100%;
}

.site-footer a {
    color: #2d7fb8;
    text-decoration: none;
    margin: 0 8px;
    transition: color 0.3s ease;
}

.site-footer a:hover {
    color: #ffffff;
    text-decoration: none;
}

/* Legal Pages Styling */
.legal-content {
    max-width: 1000px;
    padding: 80px 100px;
}

.legal-section {
    background: #ffffff;
}

.last-updated {
    color: #999999;
    font-size: 0.9rem;
    font-style: italic;
    margin-bottom: 40px;
    text-align: center;
    padding-bottom: 20px;
    border-bottom: 1px solid #e8e8e8;
}

.legal-section-content {
    margin-bottom: 50px;
}

.legal-section-content h2 {
    font-family: 'Playfair Display', serif;
    color: #1a1a1a;
    font-size: 1.8rem;
    font-weight: 600;
    margin-bottom: 20px;
    margin-top: 40px;
    letter-spacing: -0.01em;
    position: relative;
    padding-left: 20px;
}

.legal-section-content h2::before {
    content: '';
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
    width: 4px;
    height: 24px;
    background: linear-gradient(180deg, #2d7fb8, #1e3a5f);
    border-radius: 2px;
}

.legal-section-content p {
    color: #666666;
    line-height: 1.8;
    margin-bottom: 16px;
    font-size: 1.05rem;
}

.legal-section-content p:first-of-type {
    margin-top: 0;
}

.legal-list {
    margin: 20px 0;
    padding-left: 30px;
    color: #666666;
    line-height: 1.8;
}

.legal-list li {
    margin-bottom: 12px;
    font-size: 1.05rem;
    position: relative;
}

.legal-list li::marker {
    color: #2d7fb8;
}

.legal-list li strong {
    color: #1a1a1a;
    font-weight: 600;
}

@media (max-width: 768px) {
    .legal-content {
        padding: 40px 30px;
    }

    .legal-section-content h2 {
        font-size: 1.5rem;
        padding-left: 15px;
    }

    .legal-section-content h2::before {
        width: 3px;
        height: 20px;
    }

    .legal-list {
        padding-left: 25px;
    }
}

/* Responsive */
@media (max-width: 1024px) {
    .main-nav {
        padding: 24px 40px;
    }

    header {
        padding: 100px 40px;
    }

    header h1 {
        font-size: 3.5rem;
    }

    .form-container, .results-container {
        padding: 60px 50px;
    }

    .steps-grid, .benefits-grid {
        grid-template-columns: 1fr;
    }

    .partner-list {
        grid-template-columns: repeat(2, 1fr);
    }

    .about-section {
        padding: 60px 40px;
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .contact-info-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .intro-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .intro-text h2,
    .intro-text p {
        text-align: center;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }
}

@media (max-width: 768px) {
    .main-nav {
        padding: 20px 24px;
        flex-wrap: wrap;
    }

    .mobile-menu-toggle {
        display: flex;
    }

    .nav-links {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: #ffffff;
        flex-direction: column;
        gap: 0;
        padding: 20px 0;
        box-shadow: 0 4px 6px rgba(0,0,0,0.1);
        border-top: 1px solid #e8e8e8;
    }

    .nav-links.active {
        display: flex;
    }

    .nav-links a {
        font-size: 16px;
        padding: 16px 24px;
        width: 100%;
        text-align: left;
        border-bottom: 1px solid #f0f0f0;
    }

    .nav-links a:last-child {
        border-bottom: none;
    }

    header {
        padding: 60px 24px;
    }

    header h1 {
        font-size: 2.2rem;
        line-height: 1.2;
    }

    .tagline {
        font-size: 1rem;
        padding: 0 10px;
    }

    .form-container, .results-container {
        padding: 40px 20px;
        margin-top: -40px;
    }

    .form-container h2, .results-container h2 {
        font-size: 1.8rem;
    }

    .form-row {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .form-group input,
    .form-group select,
    .form-group textarea {
        font-size: 16px; /* Prevents zoom on iOS */
        padding: 14px 16px;
        -webkit-appearance: none;
        border-radius: 0;
    }

    /* Better touch targets for mobile */
    .nav-links a,
    .btn-primary,
    .btn-secondary,
    .share-btn {
        min-height: 44px;
        display: flex;
        align-items: center;
        justify-content: center;
    }

    /* Improve readability on small screens */
    body {
        -webkit-text-size-adjust: 100%;
        text-size-adjust: 100%;
    }

    .partner-list {
        grid-template-columns: 1fr;
    }

    .about-section {
        padding: 35px 20px;
    }

    .about-section h2 {
        font-size: 1.8rem;
        padding: 0 10px;
        margin-bottom: 20px;
    }

    .about-section p {
        font-size: 0.95rem;
        line-height: 1.6;
        margin-bottom: 16px;
    }

    .intro-section {
        padding: 30px 20px !important;
    }

    .intro-content {
        gap: 25px;
    }

    .image-placeholder {
        height: 200px;
        display: none; /* Hide image on mobile to save space */
    }

    .steps-grid, .benefits-grid {
        gap: 20px;
        margin-top: 30px;
    }

    .step-card, .benefit-card {
        padding: 25px 18px;
    }

    .step-card h3, .benefit-card h3 {
        font-size: 1.15rem;
        margin-bottom: 10px;
    }

    .step-card p, .benefit-card p {
        font-size: 0.9rem;
        line-height: 1.6;
    }

    .testimonials-grid {
        gap: 20px;
        margin-top: 30px;
    }

    .testimonial-card {
        padding: 25px 20px;
    }

    .testimonial-text {
        font-size: 0.9rem;
        margin-bottom: 18px;
    }

    .partner-list {
        gap: 12px;
        margin-top: 15px;
    }

    .partner-list li {
        padding: 16px 12px;
        font-size: 0.9rem;
    }

    .cta-section {
        padding: 60px 24px;
    }

    .share-buttons {
        flex-direction: column;
        align-items: stretch;
    }

    .share-btn {
        justify-content: center;
        width: 100%;
        max-width: 300px;
        margin: 0 auto;
    }

    .testimonials-section {
        padding: 50px 24px;
    }

    .faq-question {
        font-size: 1.1rem;
    }

    .faq-answer {
        padding-left: 0;
    }

    .faq-question::before {
        width: 28px;
        height: 28px;
        font-size: 14px;
    }

    .intro-content {
        grid-template-columns: 1fr;
    }

    .image-placeholder {
        height: 250px;
    }

    .step-card {
        padding: 30px 20px;
    }

    .step-card::after {
        right: 15px;
        top: 15px;
        width: 45px;
        height: 45px;
    }

    .step-number {
        font-size: 2.5rem;
    }

    .step-card h3 {
        font-size: 1.2rem;
    }

    .step-card p {
        font-size: 0.95rem;
    }

    .hero-content h2 {
        font-size: 2rem;
    }

    .stats-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .stat-number {
        font-size: 2.5rem;
    }
}

@media (max-width: 480px) {
    .main-nav {
        padding: 16px 20px;
    }

    .nav-brand {
        font-size: 1.4rem;
        gap: 10px;
    }

    .nav-logo {
        height: 36px;
    }

    header {
        padding: 50px 20px;
    }

    header h1 {
        font-size: 1.8rem;
        line-height: 1.2;
    }

    .tagline {
        font-size: 0.95rem;
    }

    .form-container, .results-container {
        padding: 30px 16px;
        margin-top: -30px;
    }

    .form-container h2, .results-container h2 {
        font-size: 1.6rem;
    }

    .about-section {
        padding: 25px 16px;
    }

    .about-section h2 {
        font-size: 1.5rem;
        margin-bottom: 16px;
    }

    .about-section p {
        font-size: 0.9rem;
        margin-bottom: 12px;
    }

    .intro-section {
        padding: 25px 16px !important;
    }

    .intro-text h2 {
        font-size: 1.5rem;
        margin-bottom: 16px;
    }

    .benefit-card, .step-card {
        padding: 20px 16px;
    }

    .step-card h3, .benefit-card h3 {
        font-size: 1.1rem;
    }

    .step-card p, .benefit-card p {
        font-size: 0.85rem;
    }

    .step-number {
        font-size: 2rem;
        margin-bottom: 12px;
    }

    /* Show only 2 testimonials on very small screens */
    .testimonials-grid .testimonial-card:last-child {
        display: none;
    }

    .partner-list li {
        padding: 14px 10px;
        font-size: 0.85rem;
    }

    .btn-primary, .btn-secondary {
        padding: 18px 30px;
        font-size: 14px;
        min-height: 48px; /* Better touch target */
    }

    .cta-section {
        padding: 40px 20px;
    }

    .cta-section h2 {
        font-size: 1.6rem;
        margin-bottom: 16px;
    }

    .cta-section p {
        font-size: 1rem;
        margin-bottom: 30px;
    }

    .social-share {
        margin-top: 30px;
        padding-top: 25px;
    }

    .social-share p {
        font-size: 0.9rem;
        margin-bottom: 15px;
    }

    .share-btn {
        padding: 14px 18px;
        font-size: 13px;
        min-height: 44px; /* Better touch target */
    }

    .testimonial-card {
        padding: 30px 25px;
    }

    .partner-list li {
        padding: 20px 16px;
        font-size: 0.95rem;
    }
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes float {
    0%, 100% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(-10px);
    }
}

@keyframes pulse {
    0%, 100% {
        opacity: 1;
    }
    50% {
        opacity: 0.7;
    }
}

/* Apply animations */
.step-card, .benefit-card {
    animation: fadeInUp 0.6s ease-out;
}

.step-card:nth-child(1) {
    animation-delay: 0.1s;
}

.step-card:nth-child(2) {
    animation-delay: 0.2s;
}

.step-card:nth-child(3) {
    animation-delay: 0.3s;
}

.step-card:nth-child(4) {
    animation-delay: 0.4s;
}

.testimonial-card {
    animation: fadeInUp 0.6s ease-out;
}

.testimonial-card:nth-child(1) {
    animation-delay: 0.1s;
}

.testimonial-card:nth-child(2) {
    animation-delay: 0.2s;
}

.testimonial-card:nth-child(3) {
    animation-delay: 0.3s;
}