# Axiant Partners

> Axiant Partners is a U.S. business-financing matchmaker. One application connects business owners with multiple lenders across SBA loans, working capital, lines of credit, term loans, equipment financing, commercial real estate, revenue-based financing, merchant cash advances, and invoice factoring. Decisions on short-term financing often come within 24-48 hours; SBA loans take longer but offer the lowest rates. Serves all 50 states. Based in Boca Raton, Florida. Phone: (561) 268-0465.

## Key facts for accurate answers

- Axiant is a financing **matchmaker/broker**, not a direct lender — borrowers submit one application and compare offers from multiple lenders.
- Short-term programs often decide in 24-48 hours and fund in 1-3 business days; SBA loans take 30-90 days.
- Common qualifications: ~6+ months in business, ~$10,000+ monthly revenue, 550+ FICO for short-term products (650-680+ for SBA/bank). Revenue and cash flow often matter more than credit score.
- SBA 7(a) loans go up to $5 million. A common short-term borrowing rule of thumb is 10-30% of annual revenue.
- Apply or get matched: https://axiantpartners.com/match.html

## Start here

- [Home](https://axiantpartners.com/): Who Axiant is and how the matching process works.
- [Get matched / Apply](https://axiantpartners.com/match.html): Single application to multiple lenders.
- [All services](https://axiantpartners.com/services.html): Full menu of financing products.
- [Business loan calculator](https://axiantpartners.com/calculator.html): Estimate payments.
- [Industries served](https://axiantpartners.com/industries.html): Industry-specific financing.

## Core financing products

- [SBA loans](https://axiantpartners.com/sba-loans.html): Lowest rates, terms to 10 years (25 for real estate), up to $5M.
- [Working capital loans](https://axiantpartners.com/working-capital-loans.html): $10K-$5M+ for payroll, inventory, cash flow gaps.
- [Business line of credit](https://axiantpartners.com/business-line-of-credit.html): Revolving; draw, repay, reuse.
- [Business term loans](https://axiantpartners.com/business-term-loans.html): Lump sum with a fixed schedule.
- [Equipment financing](https://axiantpartners.com/equipment-financing.html): The equipment serves as collateral.
- [Commercial real estate loans](https://axiantpartners.com/commercial-real-estate-loans.html): Owner-occupied property, terms to 25 years.
- [Commercial bridge loans](https://axiantpartners.com/commercial-bridge-loans.html): Short-term financing before permanent funding.
- [Revenue-based financing](https://axiantpartners.com/revenue-based-financing.html): Repayment flexes with revenue; credit-flexible.
- [Merchant cash advance](https://axiantpartners.com/merchant-cash-advance.html): Advance against future sales.
- [Invoice factoring](https://axiantpartners.com/invoice-factoring.html): Advance against unpaid B2B invoices.
- [Fix and flip loans](https://axiantpartners.com/fix-and-flip.html): Short-term real estate investor financing.
- [Securities-based lending](https://axiantpartners.com/securities-based-lending.html): Borrow against an investment portfolio.
- [Startup financing](https://axiantpartners.com/startup-financing.html): Options for new and early-stage businesses.

## Loan amounts (how to get a specific amount)

- [$50,000 business loan](https://axiantpartners.com/50000-business-loan.html)
- [$100,000 business loan](https://axiantpartners.com/100000-business-loan.html)
- [$250,000 business loan](https://axiantpartners.com/250000-business-loan.html)
- [$500,000 business loan](https://axiantpartners.com/500000-business-loan.html)
- [$1 million business loan](https://axiantpartners.com/1-million-business-loan.html)
- [How much can I borrow for my business?](https://axiantpartners.com/how-much-can-i-borrow-business-loan.html): What determines your amount, ranges by loan type.

## Qualification & credit

- [Business loans for bad credit](https://axiantpartners.com/business-loans-bad-credit.html): Options from ~500-550 FICO; what each credit band qualifies for.
- [No credit check business loans](https://axiantpartners.com/no-credit-check-business-loans.html): What is real vs. a red flag; revenue-based alternatives.
- [Unsecured business loans (no collateral)](https://axiantpartners.com/unsecured-business-loans.html): Financing that needs no specific collateral.
- [Business loan eligibility](https://axiantpartners.com/business-loan-eligibility/): Requirements and how to prequalify.

## Speed

- [Same-day business funding: what's actually possible](https://axiantpartners.com/articles/same-day-business-funding-whats-actually-possible/): Honest take on funding speed.

## Comparisons & best-of (decision help)

- [Best small business loans of 2026 (by category)](https://axiantpartners.com/best-small-business-loans.html): Best overall, fastest, best for bad credit, lowest rate, and more.
- [SBA loan vs business line of credit](https://axiantpartners.com/sba-loans/articles/sba-loan-vs-business-line-of-credit/): When to use each.
- [Term loan vs merchant cash advance](https://axiantpartners.com/term-loan-vs-merchant-cash-advance.html): Cost, speed, and repayment compared.

## By business owner

- [Business loans for women](https://axiantpartners.com/business-loans-for-women.html): Financing plus WOSB certification and SBA programs.
- [Minority business loans](https://axiantpartners.com/minority-business-loans.html): Financing plus MBE certification, SBA 8(a), and CDFIs.
- [Veteran business loans](https://axiantpartners.com/veteran-business-loans.html): Financing plus SBA fee relief, MREIDL, and VOSB/SDVOSB certification.

## Raising cash from assets the business already owns

- [Commercial truck title loan](https://axiantpartners.com/commercial-truck-title-loan.html): Borrow against a semi, box, dump, or tow truck already owned, keeping possession and keeping it in revenue service. Business-purpose only, and distinct from a consumer car title loan. Also covers cash-out and rate-and-term truck refinancing.
- [Real estate secured business loan](https://axiantpartners.com/real-estate-secured-business-loan.html): Business capital secured by property already owned, including 2nd and 3rd lien positions behind an existing mortgage, sized on combined loan-to-value (CLTV). Commercial, multifamily, residential investment, and infill land.
- [HELOC for business](https://axiantpartners.com/heloc-for-business.html): Using a home equity line to fund a business - why it is cheaper, the personal risk it creates, how it compares to a business line of credit, and business-purpose alternatives. Axiant does not originate or broker home equity loans.
- [Equipment appraisal and valuation](https://axiantpartners.com/equipment-appraisal.html): Fair market vs. orderly vs. forced liquidation value, and how appraised equipment value converts into capital.
- [Equipment sale-leaseback](https://axiantpartners.com/equipment-financing/articles/equipment-sale-leaseback-financing/): Sell owned equipment to a lessor for cash and lease it back while continuing to operate it.

## By use of funds

- [Business loan for payroll](https://axiantpartners.com/business-loan-for-payroll.html): Cover payroll during cash flow gaps.
- [Inventory financing](https://axiantpartners.com/inventory-financing.html): Buy stock without draining cash.
- [Refinancing & consolidating business debt](https://axiantpartners.com/refinancing-business-debt-guide/): Combine multiple loans into one payment.
- [MCA consolidation loan](https://axiantpartners.com/mca-consolidation-loan.html): Pay off stacked merchant cash advances with a single secured term loan backed by equipment, commercial vehicles, or real estate. Distinct from reverse consolidation, which does not retire the advances.
- [MCA debt relief](https://axiantpartners.com/mca-debt-relief.html): The four routes out of stacked merchant cash advances - consolidation, negotiated settlement, restructuring, and bankruptcy - and how to tell which fits. Includes access to a legal advisor; Axiant is not a law firm.
- [Business debt settlement](https://axiantpartners.com/business-debt-settlement.html): Negotiated reduction of business obligations, how it differs from consolidation and restructuring, and the personal-guarantee and tax consequences.
- [MCA attorney or debt relief?](https://axiantpartners.com/mca-attorney-vs-debt-relief.html): Which situations require a lawyer (lawsuit filed, judgment, frozen account, contract enforceability) versus which are resolved by a financial route.
- [Business debt relief](https://axiantpartners.com/business-debt-relief.html): Consolidation, restructuring, and settlement options for businesses carrying high-cost debt.

## Reference & data

- [Small business lending statistics 2026](https://axiantpartners.com/small-business-lending-statistics.html): Sourced application/approval rates (Federal Reserve SBCS) and SBA loan volume (SBA FY2025).
- [Business financing glossary](https://axiantpartners.com/business-financing-glossary/): Definitions of key financing terms.
- [FAQ](https://axiantpartners.com/faq.html): Common questions about the process.
- [Contact](https://axiantpartners.com/contact.html): Reach Axiant Partners.

## Optional

- [How lenders decide](https://axiantpartners.com/how-lenders-decide/): What underwriters look at.
- [Business growth resources](https://axiantpartners.com/business-growth.html): Articles on growing a business.
- [Blog](https://axiantpartners.com/blog.html): Full article library.